Planning for IRMAA for 2026 is crucial for federal retirees managing Medicare costs. Federal Pension Advisors break down income thresholds, premium changes, and strategies to minimize surcharges. Gain clear, humanized guidance to protect your retirement income and make informed decisions that secure your financial well-being in 2026 and beyond. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge