Understanding when will IRMAA brackets for 2025 be announced requires knowing how Modified Adjusted Gross Income (MAGI) is calculated. MAGI includes not just wages but also capital gains, dividends, rental income, and required minimum distributions (RMDs). Many retirees unknowingly cross into a higher IRMAA bracket due to one-time income events, such as selling a home or cashing in st... https://www.federalpensionadvisors.com/post/2025-irmaa-brackets